TIS Deploys Multi-Token Platform on AvaCloud to Modernize Japan’s Financial Infrastructure

The world’s financial systems are undergoing their largest transformation in decades. Infrastructure that once moved trillions of dollars through closed, isolated networks is now being redesigned for speed, transparency, and interoperability. Central banks are piloting digital currencies. Corporations are tokenizing liquidity. Payment providers are replacing legacy rails to meet the demand for instant, programmable settlement.

Japan stands at the center of this shift. For decades, TIS Inc. has powered Japan’s financial backbone. Its systems support roughly 50 percent of all domestic credit card processing and serve over 80 percent of branded debit accounts across the nation. The company has a proven track record of working with 11 out of the top 25 credit card issuers in terms of transaction volume. The combined membership of these 11 issuers reaches approximately 200 million people.

The company’s PAYCIERGE platform simplified Japan’s fragmented payments landscape by providing unified back-office processing for credit, debit, and prepaid services. Today, PAYCIERGE handles transaction volumes exceeding ¥300 trillion in B2C personal consumption, with Japan’s total payments ecosystem estimated to reach ¥1,000 trillion once B2B and payroll flows are fully digitized.

TIS is now extending its trusted payments infrastructure into programmable finance, building on decades of expertise and reliability in Japan’s financial systems and deploying the Multi-Token Platform with Avacloud, transforming its proven systems into secure, permissioned networks that meet Japan’s financial-grade requirements for privacy, governance, and uptime, bridging trusted financial infrastructure with next-generation digital asset platforms.

TIS views this launch as a pivotal step toward Japan’s financial transformation.

“This service is a new platform that safely and efficiently enables the issuance, management, and distribution of diverse digital assets such as stablecoins and security tokens, accelerating the social implementation of tokenization and its business deployment,” 

— Isao Otokita, Managing Executive Director at TIS Inc.

Otokita added that by combining AvaCloud’s high performance, interoperable infrastructure with TIS long-standing financial systems expertise, the partners have created a robust network capable of supporting real-world financial operations at scale.

The Multi-Token Platform, developed through AvaCloud, supports multi-asset issuance and management, including stablecoins, tokenized deposits, and digital securities,within a single interoperable framework.

AvaCloud allows TIS to launch and maintain production-ready blockchains without internal development teams or complex infrastructure management. Each deployment includes automated scaling, real-time governance, and performance monitoring.. AvaCloud’s Glacier API suite provides financial institutions with continuous visibility into transaction data and network health, ensuring both operational transparency and regulatory oversight.

For TIS, this partnership represents evolution, not disruption. By combining the proven trust and technical expertise of PAYCIERGE with AvaCloud’s managed blockchain infrastructure, TIS is expanding its settlement capabilities while maintaining the compliance and reliability that define Japan’s financial systems.

“This collaboration is a watershed moment that moves beyond pilot projects and directly into production-ready infrastructure. The TIS Multi-Token Platform, built on AvaCloud, is the breakthrough solution. It is a full-stack digital asset engine that unites TIS' legacy of financial trust with our unique ability to operate at enterprise scale. This landmark launch culminates over two years of intensive collaboration and numerous successful projects with the world-class TIS team.”

— Nick Mussallem, CEO of AvaCloud

For Japan, the implications go beyond efficiency. Real-time accounting, programmable liquidity, and transparent cross-border settlement create the foundation for a data-driven financial economy. As stable asset volumes grow and CBDC pilots expand, Japan is positioned to lead a new global standard for programmable, interoperable finance.

TIS's deployment on AvaCloud proves that modernization does not require abandoning what already works.
It requires re-engineering trust, turning decades of financial expertise into infrastructure that is faster, transparent, and built to last.

About AvaCloud

AvaCloud is the leading managed blockchain service empowering organizations to effortlessly build, deploy, and scale high-performance decentralized Layer-1 networks. With a no-code platform, automated infrastructure, and enterprise-grade support, AvaCloud enables businesses to focus on innovation without the complexity of blockchain management.

About TIS Inc.

TIS Inc., a member of the TIS INTEC Group, serves as a business partner to over 3,000 companies across sectors including finance, manufacturing, and public services. With over 50 years of IT expertise, TIS co-creates solutions that power digital transformation for Japan and ASEAN, now extending into blockchain innovation with the Multi-Token Platform.